13. The annual insurance contribution payable under the first paragraph of section 93.1 of the Highway Safety Code (chapter C-24.2) by the holder of a driver’s licence, except for a driver’s licence bearing only class 6D or 8, is determined as follows:(1) if the driver’s licence bears one or more of classes 1 to 5 or one or more of the classes authorizing the driving of a motorcycle, based on the total number of demerit points entered on the holder’s record during the 2 years preceding the 3-month period ending on the payment due date, as shown in the following table:
(2) if the licence bears one or more of classes 1 to 5 and one or more of the classes authorizing the driving of a motorcycle, the insurance contribution is the sum of the following amounts:(a) the insurance contribution set in paragraph 1 for the payment due year, classes 1 to 5 and the total number of demerit points entered on the holder’s record during the 2 years preceding the 3-month period ending on the payment due date;
(b) the insurance contribution set in paragraph 1 for the payment due year, the motorcycle classes and the total number of demerit points, up to a maximum of 3 points, entered on the holder’s record during the 2 years preceding the 3-month period ending on the payment due date.